Corporate Services

Delivering Financial Independence to Business Owners

Launching, growing and maintaining a successful business isn’t easy. Working with Four Oaks Financial Services you, your family and your staff will have a strong team of expert financial advisers supporting you on corporate and personal financial matters.

We understand as business owners the importance of having long term trusted relationships. That is why we seek to understand our clients business and family objectives as fully as we can, to enable us to help them achieve their goals. Just like you need a business plan, you should have a personal financial plan that spins of it. And this personal financial plan should be reviewed periodically.

We have a successful growing business and we have the same challenges and experiences as our clients, so we understand what it takes to run a business. This enables us to advise our clients on how best to manage their financial and business affairs to best effect. There is no substitute for real business experience.

With success comes many pressures and concerns, amongst them is having time to look after your own affairs and the knowledge to know you are in control of your finances, not risking and wasting your hard earned wealth.

Our Corporate Financial Planning Service

We provide our clients with:

  • One less thing to worry about
  • Time saving to enjoy the fruits of their success or become more successful
  • Peace of mind that their hard earned success will be protected and built upon

Four Oaks Financial Services Limited provides local financial advice to business owners through corporate financial planning advice and managing owners and directors’ personal planning requirements.

From our offices in Shenstone Wood End we are close to Lichfield, Sutton Coldfield and Tamworth, although we operate throughout the Greater Birmingham area.

The main areas of financial planning that businesses should consider are:

  • Corporate Financial Planning Advice
  • Business Protection Advice
  • Workplace Pensions and Auto Enrolment Pensions
  • Employee Benefits Advice
  • Exit strategy
  • Choosing the Right Adviser

The FCA do not regulate employee benefits advice and auto enrolment.

The value of pensions and investments can fall as well as rise, you may get back less than you invested.

When you appoint Four Oaks Financial Services to handle your private and business planning you will save management time and money. You will ensure that both your corporate financial planning and personal financial planning is joined up. We also work in conjunction with other professional advisers that assist our clients’ businesses.

Our Corporate Financial Planning Advice

Talk to one of our qualified financial advisors about:

  • Pensions and Auto Enrolment
  • Corporate Insurance
  • Corporate Financial Planning
  • Flexible Employee Benefits Arrangements
  • Salary Sacrifice, where part of a salary can be sacrificed in exchange for other benefits such as child care vouchers

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

The FCA do not regulate employee benefits advice and auto enrolment.

Our Business Protection Advice

Most people with dependents have some kind of protection in place should they be unable to work, you could call this a financial back-up plan. Do you have a financial back-up plan in place if key people in your business died or became ill? If you have the correct level of business protection your business would be able to keep trading, replace vital individuals, protect your corporate debt and even buy out a shareholder if they became critically ill or died. You would be able to retain their shares rather than they transfer to the deceased’s family or estate.

Talk to us about:

  • Key Person Cover
  • Shareholder Protection
  • Business Loan Protection
  • Life Insurance

Workplace Pensions and Auto Enrolment Pensions

The law on workplace pensions has changed. Do you know what your responsibilities are and how this affects your business? We help businesses to meet their obligations on Auto Enrolment which is being introduced in stages by 2018 and all UK employers will have to automatically enroll their staff into a workplace pension. Every employer will have to comply with this legislation.

The Financial Conduct Authority does not regulate on Auto Enrolment.

The value of pensions can fall as well as rise. You may get back less than you invested.

Employee Benefits

A great way to reward and retain staff is to offer employee benefits. The following employee services can be incorporated into flexible benefit plans or provided as separate standalone financial services and we can meet at your business premises and/or at your employee’s homes or our offices in Shenstone Wood End near Tamworth, Lichfield and Sutton Coldfield:

  • Financial Advice for Employees
  • Mortgage Services for Employees
  • Private Medical Insurance
  • Financial Education and Planning Seminars

Our qualified financial advisers have the expertise required to help our business clients develop a robust financial planning strategy and decide on the best benefit strategy for them and their employees. This is an integral part of building a successful company.

The Financial Conduct Authority does not regulate advice on employee benefits.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Choosing the Right Local Financial Adviser

We specialise in providing local financial advice to local businesses in the Birmingham area, Tamworth, Lichfield and Sutton Coldfield. We work with businesses to organise a headache-free package of corporate planning and benefits for directors and employees. It could simply be a case of reviewing, strengthening or streamlining your existing corporate finance requirements or it may be time to introduce a whole new set of employee benefits. Working with us means you take the lead, you set your priorities and you choose a package of assistance and advice to suit your needs.

The FCA do not regulate employee benefits advice.

From straightforward life cover to complex pension planning, Four Oaks’ Financial Advisers make the process as pain-free as possible. When advising companies and sole-traders, there are many aspects of the business that must be taken into consideration along-side pension planning and exit planning. Therefore it is essential to get high quality expert corporate financial advice.

The value of pensions and investments can fall as well as rise, you may get back less than you invested.

We provide access to a Chartered Financial Planner and Fellow of the Personal Finance Society through the practice, although all our Advisers are fully qualified to help our clients with both their corporate and personal financial planning needs. We work alongside independent law firm Four Oaks Legal Services, so our clients benefit from financial advice and legal advice under one roof.

By clicking on the above link, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Intrinsic are responsible for the accuracy of the information contained within the site.

Four Oaks Legal Services Limited is not an appointed representative of Intrinsic Financial Planning or Intrinsic Mortgage Planning and Intrinsic is not responsible for the activities provided by Four Oaks Legal Services Limited.

To arrange a meeting with one of our Financial Advisers please contact us.